FAQ
Penny4U is a task-based earning platform where users can earn virtual currency called "Pennies" by completing simple daily tasks like watching videos, visiting websites, downloading apps, completing surveys, and more.
No. Penny4U is not a bank, investment firm, or interest-based platform. You can only earn by completing daily tasks. We do not offer any passive income or guaranteed returns.
To start earning:

Register on Penny4U.

Purchase a package (1,000 to 10,000 Pennies).

Complete daily tasks assigned to you.

Earn Pennies based on your package and task completion.
You can choose packages between 1,000 and 10,000 Pennies. Each package lasts for 20 days. Your total earnings are calculated as:

(Package Amount + 50% Bonus) ÷ 20 Days

You must complete that day's tasks to receive your daily payout.
The 50% bonus is added gradually as you complete daily tasks. It is not credited upfront. Your daily earnings are based on your package + 50% bonus, divided across 20 days.
Tasks may include:

Watching short videos

Scrolling through web pages

Installing and opening mobile apps

Completing surveys

Submitting your email or ZIP code in forms

Performing actions on partner websites

The number and type of tasks may change daily (usually 1 to 10 tasks per day).
If you miss a day's tasks, you won't receive that day's earnings. Missed tasks do not roll over or accumulate. We recommend checking daily.
No. You must earn a minimum of 1,000 Pennies to request a withdrawal. Once this balance is reached, you can initiate a withdrawal.
Yes. A 10% withdrawal fee applies to all transactions. For example, if you withdraw 2,000 Pennies, you'll receive 1,800 PKR after fees.
Withdrawals are processed as quickly as possible but may take time depending on verification, system checks, or volume of requests.
You can earn 5% commission on the package amount of users you refer. Example: If your referral purchases a 1,000 Penny package, you receive 50 Pennies.
Your referral commission is credited after the referred user successfully registers and activates a package.
No. Any attempt to manipulate the system by referring yourself or creating fake accounts will lead to suspension and loss of earnings.
No. Pennies cannot be sold, transferred, or exchanged outside of Penny4U. They are only usable within the platform and convertible through official withdrawal.
In the event Penny4U shuts down due to system loss or other unavoidable circumstances, we will refund users 80% of their last package purchase. The remaining 20% will be retained to cover operational losses.
No. All decisions made by Penny4U regarding earnings, withdrawals, account status, and platform rules are final and cannot be challenged in court or legal forums. Use of the platform means you accept this policy.
Yes. Penny4U reserves the right to update or modify any part of its system, policies, or rules at any time without prior notice.
You can reach out to our support team via the "Contact Us" page or the help section in your dashboard. We aim to respond within 24–48 hours.